Santa Monica Foreclosure Defense Lawyer

Stop Foreclosure - Contact Attorney George H. Kim Today!

Facing foreclosure is a frightening situation, to say the least. You may be in danger of losing your family home because you lost your job, or because you were persuaded into an adjustable rate mortgage that has now ballooned, and you simply cannot keep up with the new payment. If you would like to learn your options to avoid foreclosure, please do not hesitate to contact a Santa Monica foreclosure defense attorney as soon as possible.

I can talk to you about your situation and offer you honest advice that will go a long way in helping you make the right decision about your home. Depending on your unique situation, I may be able to assist you in filing for bankruptcy or looking at another alternative to stop the foreclosure of your home. A short sale, deed in lieu of foreclosure or loan modification may be other options we can look at.

Can Bankruptcy Stop Foreclosure?

Although the specific situation will vary depending on your unique financial standing and your lender, filing a Chapter 13 bankruptcy case may be an effective way to stop the foreclosure of your home. As soon as you file for bankruptcy protection, the Bankruptcy Code contains  an "automatic stay" provision that immediately stops all foreclosure proceedings as well as any other debt collection efforts against you. In the repayment plan you establish as part of your Chapter 13 bankruptcy case, you may be able to repay any missed payments or interest accrued over time.

Foreclosure Defense Attorney

In certain circumstances, filing a Chapter 13 bankruptcy may not be the best option for you. In these cases, we can look at other alternatives that may still allow you to save your home or may enable you to sell your home and avoid having a foreclosure on your credit. No matter your particular case and your financial goals, we can work together to reach a resolution that works for you.

Find out how you can avoid foreclosure. For a free consultation,  contact Santa Monica foreclosure defense attorney George H. Kim today!  Evening and weekend appointments available.  Locations throughout Los Angeles near you.